LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,808
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$123,535
−HK$3,786/mo
Today · 4.125%
HK$127,321
baseline
▲ 0.50% · 4.625%
HK$135,069
+HK$7,748/mo
Deposit HK$26.27M · loan HK$26.27M · min. income ≈ HK$254,642/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,286
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,860
−HK$3,627/mo
Today · 4.125%
HK$140,487
baseline
▲ 0.50% · 4.625%
HK$147,892
+HK$7,405/mo
Deposit HK$26.27M · loan HK$26.27M · min. income ≈ HK$280,974/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,770
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,242
−HK$4,544/mo
Today · 4.125%
HK$152,786
baseline
▲ 0.50% · 4.625%
HK$162,082
+HK$9,296/mo
Deposit HK$21.02M · loan HK$31.52M · min. income ≈ HK$305,572/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,943
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,232
−HK$4,352/mo
Today · 4.125%
HK$168,584
baseline
▲ 0.50% · 4.625%
HK$177,470
+HK$8,886/mo
Deposit HK$21.02M · loan HK$31.52M · min. income ≈ HK$337,168/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,732
−HK$10,518/mo
▼ 0.25% · 3.875%
HK$172,949
−HK$5,301/mo
Today · 4.125%
HK$178,250
baseline
▲ 0.50% · 4.625%
HK$189,096
+HK$10,846/mo
Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$356,500/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,600
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$191,604
−HK$5,077/mo
Today · 4.125%
HK$196,681
baseline
▲ 0.50% · 4.625%
HK$207,049
+HK$10,368/mo
Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$393,362/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,655
−HK$13,524/mo
▼ 0.25% · 3.875%
HK$222,363
−HK$6,816/mo
Today · 4.125%
HK$229,179
baseline
▲ 0.50% · 4.625%
HK$243,123
+HK$13,944/mo
Deposit HK$5.25M · loan HK$47.29M · min. income ≈ HK$458,358/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,914
−HK$12,962/mo
▼ 0.25% · 3.875%
HK$246,348
−HK$6,528/mo
Today · 4.125%
HK$252,876
baseline
▲ 0.50% · 4.625%
HK$266,205
+HK$13,329/mo
Deposit HK$5.25M · loan HK$47.29M · min. income ≈ HK$505,752/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,233,019 · Scale 2, in force from 26 Feb 2026)