LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,981
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,354
−HK$378/mo
Today · 4.125%
HK$12,732
baseline
▲ 0.50% · 4.625%
HK$13,507
+HK$775/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,464/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,329
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,686
−HK$363/mo
Today · 4.125%
HK$14,049
baseline
▲ 0.50% · 4.625%
HK$14,789
+HK$740/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,098/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,377
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,824
−HK$455/mo
Today · 4.125%
HK$15,279
baseline
▲ 0.50% · 4.625%
HK$16,208
+HK$929/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,558/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,994
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,423
−HK$435/mo
Today · 4.125%
HK$16,858
baseline
▲ 0.50% · 4.625%
HK$17,747
+HK$889/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,716/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,773
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,295
−HK$530/mo
Today · 4.125%
HK$17,825
baseline
▲ 0.50% · 4.625%
HK$18,910
+HK$1,085/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,650/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,660
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,160
−HK$508/mo
Today · 4.125%
HK$19,668
baseline
▲ 0.50% · 4.625%
HK$20,705
+HK$1,037/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,336/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,236
−HK$682/mo
Today · 4.125%
HK$22,918
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,394/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$45,836/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,991
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,635
−HK$653/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,621
+HK$1,333/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,219 · Scale 2, in force from 26 Feb 2026)