LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,809
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$123,536
−HK$3,786/mo
Today · 4.125%
HK$127,322
baseline
▲ 0.50% · 4.625%
HK$135,070
+HK$7,748/mo
Deposit HK$26.27M · loan HK$26.27M · min. income ≈ HK$254,644/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,287
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,861
−HK$3,627/mo
Today · 4.125%
HK$140,488
baseline
▲ 0.50% · 4.625%
HK$147,893
+HK$7,405/mo
Deposit HK$26.27M · loan HK$26.27M · min. income ≈ HK$280,976/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,771
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,243
−HK$4,544/mo
Today · 4.125%
HK$152,787
baseline
▲ 0.50% · 4.625%
HK$162,084
+HK$9,297/mo
Deposit HK$21.02M · loan HK$31.53M · min. income ≈ HK$305,574/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,944
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,234
−HK$4,351/mo
Today · 4.125%
HK$168,585
baseline
▲ 0.50% · 4.625%
HK$177,472
+HK$8,887/mo
Deposit HK$21.02M · loan HK$31.53M · min. income ≈ HK$337,170/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,733
−HK$10,518/mo
▼ 0.25% · 3.875%
HK$172,951
−HK$5,300/mo
Today · 4.125%
HK$178,251
baseline
▲ 0.50% · 4.625%
HK$189,098
+HK$10,847/mo
Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$356,502/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,601
−HK$10,082/mo
▼ 0.25% · 3.875%
HK$191,606
−HK$5,077/mo
Today · 4.125%
HK$196,683
baseline
▲ 0.50% · 4.625%
HK$207,050
+HK$10,367/mo
Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$393,366/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,657
−HK$13,523/mo
▼ 0.25% · 3.875%
HK$222,365
−HK$6,815/mo
Today · 4.125%
HK$229,180
baseline
▲ 0.50% · 4.625%
HK$243,126
+HK$13,946/mo
Deposit HK$5.25M · loan HK$47.29M · min. income ≈ HK$458,360/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,916
−HK$12,962/mo
▼ 0.25% · 3.875%
HK$246,350
−HK$6,528/mo
Today · 4.125%
HK$252,878
baseline
▲ 0.50% · 4.625%
HK$266,208
+HK$13,330/mo
Deposit HK$5.25M · loan HK$47.29M · min. income ≈ HK$505,756/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,233,038 · Scale 2, in force from 26 Feb 2026)