LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,982
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,355
−HK$379/mo
Today · 4.125%
HK$12,734
baseline
▲ 0.50% · 4.625%
HK$13,509
+HK$775/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,468/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,330
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,688
−HK$362/mo
Today · 4.125%
HK$14,050
baseline
▲ 0.50% · 4.625%
HK$14,791
+HK$741/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,100/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,379
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,826
−HK$454/mo
Today · 4.125%
HK$15,280
baseline
▲ 0.50% · 4.625%
HK$16,210
+HK$930/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,560/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,996
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,425
−HK$435/mo
Today · 4.125%
HK$16,860
baseline
▲ 0.50% · 4.625%
HK$17,749
+HK$889/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,720/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,775
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,297
−HK$530/mo
Today · 4.125%
HK$17,827
baseline
▲ 0.50% · 4.625%
HK$18,912
+HK$1,085/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,654/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,662
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,163
−HK$508/mo
Today · 4.125%
HK$19,671
baseline
▲ 0.50% · 4.625%
HK$20,707
+HK$1,036/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,342/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,568
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$682/mo
Today · 4.125%
HK$22,921
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,394/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$45,842/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,994
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$653/mo
Today · 4.125%
HK$25,291
baseline
▲ 0.50% · 4.625%
HK$26,624
+HK$1,333/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$50,582/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,234 · Scale 2, in force from 26 Feb 2026)