LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,983
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,356
−HK$379/mo
Today · 4.125%
HK$12,735
baseline
▲ 0.50% · 4.625%
HK$13,509
+HK$774/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,470/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,331
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,689
−HK$362/mo
Today · 4.125%
HK$14,051
baseline
▲ 0.50% · 4.625%
HK$14,792
+HK$741/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,102/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,380
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,827
−HK$454/mo
Today · 4.125%
HK$15,281
baseline
▲ 0.50% · 4.625%
HK$16,211
+HK$930/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,562/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,997
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,426
−HK$436/mo
Today · 4.125%
HK$16,862
baseline
▲ 0.50% · 4.625%
HK$17,750
+HK$888/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,724/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,776
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,298
−HK$530/mo
Today · 4.125%
HK$17,828
baseline
▲ 0.50% · 4.625%
HK$18,913
+HK$1,085/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,656/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,664
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,164
−HK$508/mo
Today · 4.125%
HK$19,672
baseline
▲ 0.50% · 4.625%
HK$20,709
+HK$1,037/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,344/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,570
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$681/mo
Today · 4.125%
HK$22,922
baseline
▲ 0.50% · 4.625%
HK$24,317
+HK$1,395/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,844/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,996
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$652/mo
Today · 4.125%
HK$25,292
baseline
▲ 0.50% · 4.625%
HK$26,626
+HK$1,334/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$50,584/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,242 · Scale 2, in force from 26 Feb 2026)