LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,844
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$123,572
−HK$3,787/mo
Today · 4.125%
HK$127,359
baseline
▲ 0.50% · 4.625%
HK$135,109
+HK$7,750/mo
Deposit HK$26.28M · loan HK$26.28M · min. income ≈ HK$254,718/mo (50% DSR)
Upfront cash ≈ HK$28.51M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,325
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$136,901
−HK$3,627/mo
Today · 4.125%
HK$140,528
baseline
▲ 0.50% · 4.625%
HK$147,936
+HK$7,408/mo
Deposit HK$26.28M · loan HK$26.28M · min. income ≈ HK$281,056/mo (50% DSR)
Upfront cash ≈ HK$28.51M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,813
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$148,286
−HK$4,545/mo
Today · 4.125%
HK$152,831
baseline
▲ 0.50% · 4.625%
HK$162,130
+HK$9,299/mo
Deposit HK$21.02M · loan HK$31.53M · min. income ≈ HK$305,662/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,990
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$164,281
−HK$4,353/mo
Today · 4.125%
HK$168,634
baseline
▲ 0.50% · 4.625%
HK$177,523
+HK$8,889/mo
Deposit HK$21.02M · loan HK$31.53M · min. income ≈ HK$337,268/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,781
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$173,000
−HK$5,303/mo
Today · 4.125%
HK$178,303
baseline
▲ 0.50% · 4.625%
HK$189,152
+HK$10,849/mo
Deposit HK$15.77M · loan HK$36.79M · min. income ≈ HK$356,606/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,655
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$191,661
−HK$5,079/mo
Today · 4.125%
HK$196,740
baseline
▲ 0.50% · 4.625%
HK$207,110
+HK$10,370/mo
Deposit HK$15.77M · loan HK$36.79M · min. income ≈ HK$393,480/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,719
−HK$13,527/mo
▼ 0.25% · 3.875%
HK$222,429
−HK$6,817/mo
Today · 4.125%
HK$229,246
baseline
▲ 0.50% · 4.625%
HK$243,196
+HK$13,950/mo
Deposit HK$5.26M · loan HK$47.30M · min. income ≈ HK$458,492/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,985
−HK$12,966/mo
▼ 0.25% · 3.875%
HK$246,422
−HK$6,529/mo
Today · 4.125%
HK$252,951
baseline
▲ 0.50% · 4.625%
HK$266,284
+HK$13,333/mo
Deposit HK$5.26M · loan HK$47.30M · min. income ≈ HK$505,902/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,233,681 · Scale 2, in force from 26 Feb 2026)