LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,987
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,360
−HK$379/mo
Today · 4.125%
HK$12,739
baseline
▲ 0.50% · 4.625%
HK$13,514
+HK$775/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,478/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,335
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,693
−HK$363/mo
Today · 4.125%
HK$14,056
baseline
▲ 0.50% · 4.625%
HK$14,797
+HK$741/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,112/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,384
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,832
−HK$454/mo
Today · 4.125%
HK$15,286
baseline
▲ 0.50% · 4.625%
HK$16,216
+HK$930/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,572/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,002
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,431
−HK$436/mo
Today · 4.125%
HK$16,867
baseline
▲ 0.50% · 4.625%
HK$17,756
+HK$889/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,734/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,782
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,304
−HK$530/mo
Today · 4.125%
HK$17,834
baseline
▲ 0.50% · 4.625%
HK$18,919
+HK$1,085/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,668/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,669
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,170
−HK$508/mo
Today · 4.125%
HK$19,678
baseline
▲ 0.50% · 4.625%
HK$20,715
+HK$1,037/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,356/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,576
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$682/mo
Today · 4.125%
HK$22,929
baseline
▲ 0.50% · 4.625%
HK$24,325
+HK$1,396/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,858/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,003
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,647
−HK$653/mo
Today · 4.125%
HK$25,300
baseline
▲ 0.50% · 4.625%
HK$26,634
+HK$1,334/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$50,600/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)