LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,892
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,621
−HK$3,789/mo
Today · 4.125%
HK$127,410
baseline
▲ 0.50% · 4.625%
HK$135,162
+HK$7,752/mo
Deposit HK$26.29M · loan HK$26.29M · min. income ≈ HK$254,820/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,378
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,955
−HK$3,629/mo
Today · 4.125%
HK$140,584
baseline
▲ 0.50% · 4.625%
HK$147,994
+HK$7,410/mo
Deposit HK$26.29M · loan HK$26.29M · min. income ≈ HK$281,168/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,870
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,345
−HK$4,547/mo
Today · 4.125%
HK$152,892
baseline
▲ 0.50% · 4.625%
HK$162,195
+HK$9,303/mo
Deposit HK$21.03M · loan HK$31.55M · min. income ≈ HK$305,784/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,054
−HK$8,647/mo
▼ 0.25% · 3.875%
HK$164,346
−HK$4,355/mo
Today · 4.125%
HK$168,701
baseline
▲ 0.50% · 4.625%
HK$177,593
+HK$8,892/mo
Deposit HK$21.03M · loan HK$31.55M · min. income ≈ HK$337,402/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,848
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$173,069
−HK$5,305/mo
Today · 4.125%
HK$178,374
baseline
▲ 0.50% · 4.625%
HK$189,227
+HK$10,853/mo
Deposit HK$15.77M · loan HK$36.80M · min. income ≈ HK$356,748/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,729
−HK$10,089/mo
▼ 0.25% · 3.875%
HK$191,737
−HK$5,081/mo
Today · 4.125%
HK$196,818
baseline
▲ 0.50% · 4.625%
HK$207,192
+HK$10,374/mo
Deposit HK$15.77M · loan HK$36.80M · min. income ≈ HK$393,636/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,805
−HK$13,533/mo
▼ 0.25% · 3.875%
HK$222,517
−HK$6,821/mo
Today · 4.125%
HK$229,338
baseline
▲ 0.50% · 4.625%
HK$243,292
+HK$13,954/mo
Deposit HK$5.26M · loan HK$47.32M · min. income ≈ HK$458,676/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,081
−HK$12,970/mo
▼ 0.25% · 3.875%
HK$246,519
−HK$6,532/mo
Today · 4.125%
HK$253,051
baseline
▲ 0.50% · 4.625%
HK$266,390
+HK$13,339/mo
Deposit HK$5.26M · loan HK$47.32M · min. income ≈ HK$506,102/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,234,569 · Scale 2, in force from 26 Feb 2026)