LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,895
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,624
−HK$3,789/mo
Today · 4.125%
HK$127,413
baseline
▲ 0.50% · 4.625%
HK$135,166
+HK$7,753/mo
Deposit HK$26.29M · loan HK$26.29M · min. income ≈ HK$254,826/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,382
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,959
−HK$3,629/mo
Today · 4.125%
HK$140,588
baseline
▲ 0.50% · 4.625%
HK$147,999
+HK$7,411/mo
Deposit HK$26.29M · loan HK$26.29M · min. income ≈ HK$281,176/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,874
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,349
−HK$4,547/mo
Today · 4.125%
HK$152,896
baseline
▲ 0.50% · 4.625%
HK$162,199
+HK$9,303/mo
Deposit HK$21.03M · loan HK$31.55M · min. income ≈ HK$305,792/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,058
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$164,351
−HK$4,355/mo
Today · 4.125%
HK$168,706
baseline
▲ 0.50% · 4.625%
HK$177,598
+HK$8,892/mo
Deposit HK$21.03M · loan HK$31.55M · min. income ≈ HK$337,412/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,853
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$173,074
−HK$5,305/mo
Today · 4.125%
HK$178,379
baseline
▲ 0.50% · 4.625%
HK$189,233
+HK$10,854/mo
Deposit HK$15.77M · loan HK$36.81M · min. income ≈ HK$356,758/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,735
−HK$10,088/mo
▼ 0.25% · 3.875%
HK$191,743
−HK$5,080/mo
Today · 4.125%
HK$196,823
baseline
▲ 0.50% · 4.625%
HK$207,198
+HK$10,375/mo
Deposit HK$15.77M · loan HK$36.81M · min. income ≈ HK$393,646/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,811
−HK$13,533/mo
▼ 0.25% · 3.875%
HK$222,524
−HK$6,820/mo
Today · 4.125%
HK$229,344
baseline
▲ 0.50% · 4.625%
HK$243,299
+HK$13,955/mo
Deposit HK$5.26M · loan HK$47.32M · min. income ≈ HK$458,688/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,087
−HK$12,971/mo
▼ 0.25% · 3.875%
HK$246,526
−HK$6,532/mo
Today · 4.125%
HK$253,058
baseline
▲ 0.50% · 4.625%
HK$266,398
+HK$13,340/mo
Deposit HK$5.26M · loan HK$47.32M · min. income ≈ HK$506,116/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,234,631 · Scale 2, in force from 26 Feb 2026)