LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,916
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$123,646
−HK$3,790/mo
Today · 4.125%
HK$127,436
baseline
▲ 0.50% · 4.625%
HK$135,190
+HK$7,754/mo
Deposit HK$26.29M · loan HK$26.29M · min. income ≈ HK$254,872/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,405
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$136,983
−HK$3,630/mo
Today · 4.125%
HK$140,613
baseline
▲ 0.50% · 4.625%
HK$148,025
+HK$7,412/mo
Deposit HK$26.29M · loan HK$26.29M · min. income ≈ HK$281,226/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,899
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,375
−HK$4,548/mo
Today · 4.125%
HK$152,923
baseline
▲ 0.50% · 4.625%
HK$162,228
+HK$9,305/mo
Deposit HK$21.04M · loan HK$31.55M · min. income ≈ HK$305,846/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,087
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$164,380
−HK$4,356/mo
Today · 4.125%
HK$168,736
baseline
▲ 0.50% · 4.625%
HK$177,630
+HK$8,894/mo
Deposit HK$21.04M · loan HK$31.55M · min. income ≈ HK$337,472/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,883
−HK$10,527/mo
▼ 0.25% · 3.875%
HK$173,105
−HK$5,305/mo
Today · 4.125%
HK$178,410
baseline
▲ 0.50% · 4.625%
HK$189,266
+HK$10,856/mo
Deposit HK$15.78M · loan HK$36.81M · min. income ≈ HK$356,820/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,768
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$191,777
−HK$5,081/mo
Today · 4.125%
HK$196,858
baseline
▲ 0.50% · 4.625%
HK$207,235
+HK$10,377/mo
Deposit HK$15.78M · loan HK$36.81M · min. income ≈ HK$393,716/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,849
−HK$13,536/mo
▼ 0.25% · 3.875%
HK$222,563
−HK$6,822/mo
Today · 4.125%
HK$229,385
baseline
▲ 0.50% · 4.625%
HK$243,342
+HK$13,957/mo
Deposit HK$5.26M · loan HK$47.33M · min. income ≈ HK$458,770/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,130
−HK$12,973/mo
▼ 0.25% · 3.875%
HK$246,570
−HK$6,533/mo
Today · 4.125%
HK$253,103
baseline
▲ 0.50% · 4.625%
HK$266,445
+HK$13,342/mo
Deposit HK$5.26M · loan HK$47.33M · min. income ≈ HK$506,206/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,235,027 · Scale 2, in force from 26 Feb 2026)