LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,928
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$123,658
−HK$3,790/mo
Today · 4.125%
HK$127,448
baseline
▲ 0.50% · 4.625%
HK$135,203
+HK$7,755/mo
Deposit HK$26.30M · loan HK$26.30M · min. income ≈ HK$254,896/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,419
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$136,997
−HK$3,630/mo
Today · 4.125%
HK$140,627
baseline
▲ 0.50% · 4.625%
HK$148,039
+HK$7,412/mo
Deposit HK$26.30M · loan HK$26.30M · min. income ≈ HK$281,254/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,913
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$148,390
−HK$4,548/mo
Today · 4.125%
HK$152,938
baseline
▲ 0.50% · 4.625%
HK$162,244
+HK$9,306/mo
Deposit HK$21.04M · loan HK$31.56M · min. income ≈ HK$305,876/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,102
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$164,396
−HK$4,356/mo
Today · 4.125%
HK$168,752
baseline
▲ 0.50% · 4.625%
HK$177,647
+HK$8,895/mo
Deposit HK$21.04M · loan HK$31.56M · min. income ≈ HK$337,504/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,899
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$173,122
−HK$5,306/mo
Today · 4.125%
HK$178,428
baseline
▲ 0.50% · 4.625%
HK$189,285
+HK$10,857/mo
Deposit HK$15.78M · loan HK$36.82M · min. income ≈ HK$356,856/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,786
−HK$10,091/mo
▼ 0.25% · 3.875%
HK$191,795
−HK$5,082/mo
Today · 4.125%
HK$196,877
baseline
▲ 0.50% · 4.625%
HK$207,255
+HK$10,378/mo
Deposit HK$15.78M · loan HK$36.82M · min. income ≈ HK$393,754/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,870
−HK$13,537/mo
▼ 0.25% · 3.875%
HK$222,585
−HK$6,822/mo
Today · 4.125%
HK$229,407
baseline
▲ 0.50% · 4.625%
HK$243,366
+HK$13,959/mo
Deposit HK$5.26M · loan HK$47.33M · min. income ≈ HK$458,814/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,153
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$246,594
−HK$6,534/mo
Today · 4.125%
HK$253,128
baseline
▲ 0.50% · 4.625%
HK$266,471
+HK$13,343/mo
Deposit HK$5.26M · loan HK$47.33M · min. income ≈ HK$506,256/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,235,247 · Scale 2, in force from 26 Feb 2026)