LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,993
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,366
−HK$379/mo
Today · 4.125%
HK$12,745
baseline
▲ 0.50% · 4.625%
HK$13,521
+HK$776/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,490/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,343
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,700
−HK$363/mo
Today · 4.125%
HK$14,063
baseline
▲ 0.50% · 4.625%
HK$14,805
+HK$742/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,126/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,392
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,840
−HK$455/mo
Today · 4.125%
HK$15,295
baseline
▲ 0.50% · 4.625%
HK$16,225
+HK$930/mo
Deposit HK$2.10M · loan HK$3.16M · min. income ≈ HK$30,590/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,011
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,440
−HK$436/mo
Today · 4.125%
HK$16,876
baseline
▲ 0.50% · 4.625%
HK$17,766
+HK$890/mo
Deposit HK$2.10M · loan HK$3.16M · min. income ≈ HK$33,752/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,791
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,313
−HK$531/mo
Today · 4.125%
HK$17,844
baseline
▲ 0.50% · 4.625%
HK$18,929
+HK$1,085/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,688/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,680
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,180
−HK$509/mo
Today · 4.125%
HK$19,689
baseline
▲ 0.50% · 4.625%
HK$20,727
+HK$1,038/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,378/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,588
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,260
−HK$682/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,338
+HK$1,396/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,017
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$653/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,648
+HK$1,334/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,343 · Scale 2, in force from 26 Feb 2026)