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Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$52.60M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$167,925
−HK$10,530/mo
▼ 0.25% · 3.875%
HK$173,149
−HK$5,306/mo
Today · 4.125%
HK$178,455
baseline
▲ 0.50% · 4.625%
HK$189,314
+HK$10,859/mo
Deposit HK$15.78M · loan HK$36.82M · min. income ≈ HK$356,910/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$2,235,594 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.