LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,948
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,679
−HK$3,791/mo
Today · 4.125%
HK$127,470
baseline
▲ 0.50% · 4.625%
HK$135,226
+HK$7,756/mo
Deposit HK$26.30M · loan HK$26.30M · min. income ≈ HK$254,940/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,441
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$137,020
−HK$3,630/mo
Today · 4.125%
HK$140,650
baseline
▲ 0.50% · 4.625%
HK$148,064
+HK$7,414/mo
Deposit HK$26.30M · loan HK$26.30M · min. income ≈ HK$281,300/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,938
−HK$9,026/mo
▼ 0.25% · 3.875%
HK$148,415
−HK$4,549/mo
Today · 4.125%
HK$152,964
baseline
▲ 0.50% · 4.625%
HK$162,271
+HK$9,307/mo
Deposit HK$21.04M · loan HK$31.56M · min. income ≈ HK$305,928/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,129
−HK$8,652/mo
▼ 0.25% · 3.875%
HK$164,424
−HK$4,357/mo
Today · 4.125%
HK$168,781
baseline
▲ 0.50% · 4.625%
HK$177,677
+HK$8,896/mo
Deposit HK$21.04M · loan HK$31.56M · min. income ≈ HK$337,562/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,927
−HK$10,531/mo
▼ 0.25% · 3.875%
HK$173,151
−HK$5,307/mo
Today · 4.125%
HK$178,458
baseline
▲ 0.50% · 4.625%
HK$189,317
+HK$10,859/mo
Deposit HK$15.78M · loan HK$36.82M · min. income ≈ HK$356,916/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,817
−HK$10,094/mo
▼ 0.25% · 3.875%
HK$191,828
−HK$5,083/mo
Today · 4.125%
HK$196,911
baseline
▲ 0.50% · 4.625%
HK$207,290
+HK$10,379/mo
Deposit HK$15.78M · loan HK$36.82M · min. income ≈ HK$393,822/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,907
−HK$13,539/mo
▼ 0.25% · 3.875%
HK$222,622
−HK$6,824/mo
Today · 4.125%
HK$229,446
baseline
▲ 0.50% · 4.625%
HK$243,407
+HK$13,961/mo
Deposit HK$5.26M · loan HK$47.34M · min. income ≈ HK$458,892/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,194
−HK$12,977/mo
▼ 0.25% · 3.875%
HK$246,636
−HK$6,535/mo
Today · 4.125%
HK$253,171
baseline
▲ 0.50% · 4.625%
HK$266,516
+HK$13,345/mo
Deposit HK$5.26M · loan HK$47.34M · min. income ≈ HK$506,342/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,235,623 · Scale 2, in force from 26 Feb 2026)