LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,997
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,370
−HK$379/mo
Today · 4.125%
HK$12,749
baseline
▲ 0.50% · 4.625%
HK$13,525
+HK$776/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,498/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,346
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,704
−HK$363/mo
Today · 4.125%
HK$14,067
baseline
▲ 0.50% · 4.625%
HK$14,809
+HK$742/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,134/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,396
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,844
−HK$455/mo
Today · 4.125%
HK$15,299
baseline
▲ 0.50% · 4.625%
HK$16,229
+HK$930/mo
Deposit HK$2.10M · loan HK$3.16M · min. income ≈ HK$30,598/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,015
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,445
−HK$435/mo
Today · 4.125%
HK$16,880
baseline
▲ 0.50% · 4.625%
HK$17,770
+HK$890/mo
Deposit HK$2.10M · loan HK$3.16M · min. income ≈ HK$33,760/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,795
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,318
−HK$530/mo
Today · 4.125%
HK$17,848
baseline
▲ 0.50% · 4.625%
HK$18,934
+HK$1,086/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,696/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,684
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,185
−HK$509/mo
Today · 4.125%
HK$19,694
baseline
▲ 0.50% · 4.625%
HK$20,732
+HK$1,038/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,388/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,265
−HK$683/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,344
+HK$1,396/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,023
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$654/mo
Today · 4.125%
HK$25,321
baseline
▲ 0.50% · 4.625%
HK$26,655
+HK$1,334/mo
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$50,642/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,374 · Scale 2, in force from 26 Feb 2026)