LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,999
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,372
−HK$379/mo
Today · 4.125%
HK$12,751
baseline
▲ 0.50% · 4.625%
HK$13,527
+HK$776/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,502/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,349
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,707
−HK$363/mo
Today · 4.125%
HK$14,070
baseline
▲ 0.50% · 4.625%
HK$14,811
+HK$741/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,140/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,399
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,846
−HK$455/mo
Today · 4.125%
HK$15,301
baseline
▲ 0.50% · 4.625%
HK$16,233
+HK$932/mo
Deposit HK$2.10M · loan HK$3.16M · min. income ≈ HK$30,602/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,018
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,448
−HK$436/mo
Today · 4.125%
HK$16,884
baseline
▲ 0.50% · 4.625%
HK$17,774
+HK$890/mo
Deposit HK$2.10M · loan HK$3.16M · min. income ≈ HK$33,768/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,798
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,321
−HK$531/mo
Today · 4.125%
HK$17,852
baseline
▲ 0.50% · 4.625%
HK$18,938
+HK$1,086/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,704/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,688
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,189
−HK$509/mo
Today · 4.125%
HK$19,698
baseline
▲ 0.50% · 4.625%
HK$20,736
+HK$1,038/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,396/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,598
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,270
−HK$682/mo
Today · 4.125%
HK$22,952
baseline
▲ 0.50% · 4.625%
HK$24,349
+HK$1,397/mo
Deposit HK$526K · loan HK$4.74M · min. income ≈ HK$45,904/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,672
−HK$654/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,660
+HK$1,334/mo
Deposit HK$526K · loan HK$4.74M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,396 · Scale 2, in force from 26 Feb 2026)