LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,016
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$123,749
−HK$3,793/mo
Today · 4.125%
HK$127,542
baseline
▲ 0.50% · 4.625%
HK$135,303
+HK$7,761/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$255,084/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,516
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,097
−HK$3,633/mo
Today · 4.125%
HK$140,730
baseline
▲ 0.50% · 4.625%
HK$148,148
+HK$7,418/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$281,460/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,019
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$148,499
−HK$4,551/mo
Today · 4.125%
HK$153,050
baseline
▲ 0.50% · 4.625%
HK$162,363
+HK$9,313/mo
Deposit HK$21.05M · loan HK$31.58M · min. income ≈ HK$306,100/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,220
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,517
−HK$4,359/mo
Today · 4.125%
HK$168,876
baseline
▲ 0.50% · 4.625%
HK$177,778
+HK$8,902/mo
Deposit HK$21.05M · loan HK$31.58M · min. income ≈ HK$337,752/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,022
−HK$10,537/mo
▼ 0.25% · 3.875%
HK$173,249
−HK$5,310/mo
Today · 4.125%
HK$178,559
baseline
▲ 0.50% · 4.625%
HK$189,424
+HK$10,865/mo
Deposit HK$15.79M · loan HK$36.84M · min. income ≈ HK$357,118/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,923
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$191,936
−HK$5,086/mo
Today · 4.125%
HK$197,022
baseline
▲ 0.50% · 4.625%
HK$207,407
+HK$10,385/mo
Deposit HK$15.79M · loan HK$36.84M · min. income ≈ HK$394,044/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,029
−HK$13,546/mo
▼ 0.25% · 3.875%
HK$222,748
−HK$6,827/mo
Today · 4.125%
HK$229,575
baseline
▲ 0.50% · 4.625%
HK$243,545
+HK$13,970/mo
Deposit HK$5.26M · loan HK$47.37M · min. income ≈ HK$459,150/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,330
−HK$12,984/mo
▼ 0.25% · 3.875%
HK$246,775
−HK$6,539/mo
Today · 4.125%
HK$253,314
baseline
▲ 0.50% · 4.625%
HK$266,666
+HK$13,352/mo
Deposit HK$5.26M · loan HK$47.37M · min. income ≈ HK$506,628/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,236,887 · Scale 2, in force from 26 Feb 2026)