LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,016
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$123,749
−HK$3,793/mo
Today · 4.125%
HK$127,542
baseline
▲ 0.50% · 4.625%
HK$135,303
+HK$7,761/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$255,084/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,517
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$137,098
−HK$3,632/mo
Today · 4.125%
HK$140,730
baseline
▲ 0.50% · 4.625%
HK$148,148
+HK$7,418/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$281,460/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,019
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$148,499
−HK$4,552/mo
Today · 4.125%
HK$153,051
baseline
▲ 0.50% · 4.625%
HK$162,363
+HK$9,312/mo
Deposit HK$21.05M · loan HK$31.58M · min. income ≈ HK$306,102/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,220
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,517
−HK$4,359/mo
Today · 4.125%
HK$168,876
baseline
▲ 0.50% · 4.625%
HK$177,778
+HK$8,902/mo
Deposit HK$21.05M · loan HK$31.58M · min. income ≈ HK$337,752/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,023
−HK$10,536/mo
▼ 0.25% · 3.875%
HK$173,249
−HK$5,310/mo
Today · 4.125%
HK$178,559
baseline
▲ 0.50% · 4.625%
HK$189,424
+HK$10,865/mo
Deposit HK$15.79M · loan HK$36.84M · min. income ≈ HK$357,118/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,923
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$191,937
−HK$5,085/mo
Today · 4.125%
HK$197,022
baseline
▲ 0.50% · 4.625%
HK$207,408
+HK$10,386/mo
Deposit HK$15.79M · loan HK$36.84M · min. income ≈ HK$394,044/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,029
−HK$13,547/mo
▼ 0.25% · 3.875%
HK$222,749
−HK$6,827/mo
Today · 4.125%
HK$229,576
baseline
▲ 0.50% · 4.625%
HK$243,545
+HK$13,969/mo
Deposit HK$5.26M · loan HK$47.37M · min. income ≈ HK$459,152/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,330
−HK$12,984/mo
▼ 0.25% · 3.875%
HK$246,776
−HK$6,538/mo
Today · 4.125%
HK$253,314
baseline
▲ 0.50% · 4.625%
HK$266,667
+HK$13,353/mo
Deposit HK$5.26M · loan HK$47.37M · min. income ≈ HK$506,628/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,236,891 · Scale 2, in force from 26 Feb 2026)