LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,023
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$123,756
−HK$3,793/mo
Today · 4.125%
HK$127,549
baseline
▲ 0.50% · 4.625%
HK$135,310
+HK$7,761/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$255,098/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,524
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,105
−HK$3,633/mo
Today · 4.125%
HK$140,738
baseline
▲ 0.50% · 4.625%
HK$148,156
+HK$7,418/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$281,476/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,027
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$148,507
−HK$4,552/mo
Today · 4.125%
HK$153,059
baseline
▲ 0.50% · 4.625%
HK$162,372
+HK$9,313/mo
Deposit HK$21.05M · loan HK$31.58M · min. income ≈ HK$306,118/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,229
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,526
−HK$4,359/mo
Today · 4.125%
HK$168,885
baseline
▲ 0.50% · 4.625%
HK$177,787
+HK$8,902/mo
Deposit HK$21.05M · loan HK$31.58M · min. income ≈ HK$337,770/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,032
−HK$10,537/mo
▼ 0.25% · 3.875%
HK$173,258
−HK$5,311/mo
Today · 4.125%
HK$178,569
baseline
▲ 0.50% · 4.625%
HK$189,434
+HK$10,865/mo
Deposit HK$15.79M · loan HK$36.84M · min. income ≈ HK$357,138/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,933
−HK$10,100/mo
▼ 0.25% · 3.875%
HK$191,947
−HK$5,086/mo
Today · 4.125%
HK$197,033
baseline
▲ 0.50% · 4.625%
HK$207,419
+HK$10,386/mo
Deposit HK$15.79M · loan HK$36.84M · min. income ≈ HK$394,066/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,041
−HK$13,547/mo
▼ 0.25% · 3.875%
HK$222,761
−HK$6,827/mo
Today · 4.125%
HK$229,588
baseline
▲ 0.50% · 4.625%
HK$243,558
+HK$13,970/mo
Deposit HK$5.26M · loan HK$47.37M · min. income ≈ HK$459,176/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,343
−HK$12,985/mo
▼ 0.25% · 3.875%
HK$246,789
−HK$6,539/mo
Today · 4.125%
HK$253,328
baseline
▲ 0.50% · 4.625%
HK$266,681
+HK$13,353/mo
Deposit HK$5.26M · loan HK$47.37M · min. income ≈ HK$506,656/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,237,011 · Scale 2, in force from 26 Feb 2026)