LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,031
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,765
−HK$3,793/mo
Today · 4.125%
HK$127,558
baseline
▲ 0.50% · 4.625%
HK$135,320
+HK$7,762/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$255,116/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,533
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$137,115
−HK$3,633/mo
Today · 4.125%
HK$140,748
baseline
▲ 0.50% · 4.625%
HK$148,167
+HK$7,419/mo
Deposit HK$26.32M · loan HK$26.32M · min. income ≈ HK$281,496/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,037
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$148,518
−HK$4,552/mo
Today · 4.125%
HK$153,070
baseline
▲ 0.50% · 4.625%
HK$162,384
+HK$9,314/mo
Deposit HK$21.06M · loan HK$31.58M · min. income ≈ HK$306,140/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,240
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$164,538
−HK$4,359/mo
Today · 4.125%
HK$168,897
baseline
▲ 0.50% · 4.625%
HK$177,800
+HK$8,903/mo
Deposit HK$21.06M · loan HK$31.58M · min. income ≈ HK$337,794/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,044
−HK$10,537/mo
▼ 0.25% · 3.875%
HK$173,271
−HK$5,310/mo
Today · 4.125%
HK$178,581
baseline
▲ 0.50% · 4.625%
HK$189,448
+HK$10,867/mo
Deposit HK$15.79M · loan HK$36.85M · min. income ≈ HK$357,162/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,947
−HK$10,100/mo
▼ 0.25% · 3.875%
HK$191,961
−HK$5,086/mo
Today · 4.125%
HK$197,047
baseline
▲ 0.50% · 4.625%
HK$207,433
+HK$10,386/mo
Deposit HK$15.79M · loan HK$36.85M · min. income ≈ HK$394,094/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,056
−HK$13,549/mo
▼ 0.25% · 3.875%
HK$222,776
−HK$6,829/mo
Today · 4.125%
HK$229,605
baseline
▲ 0.50% · 4.625%
HK$243,575
+HK$13,970/mo
Deposit HK$5.26M · loan HK$47.38M · min. income ≈ HK$459,210/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,360
−HK$12,986/mo
▼ 0.25% · 3.875%
HK$246,806
−HK$6,540/mo
Today · 4.125%
HK$253,346
baseline
▲ 0.50% · 4.625%
HK$266,700
+HK$13,354/mo
Deposit HK$5.26M · loan HK$47.38M · min. income ≈ HK$506,692/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,237,170 · Scale 2, in force from 26 Feb 2026)