LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,006
−HK$753/mo
▼ 0.25% · 3.875%
HK$12,379
−HK$380/mo
Today · 4.125%
HK$12,759
baseline
▲ 0.50% · 4.625%
HK$13,535
+HK$776/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,518/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,356
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,715
−HK$363/mo
Today · 4.125%
HK$14,078
baseline
▲ 0.50% · 4.625%
HK$14,820
+HK$742/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,156/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,407
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,855
−HK$456/mo
Today · 4.125%
HK$15,311
baseline
▲ 0.50% · 4.625%
HK$16,242
+HK$931/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$30,622/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,028
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,458
−HK$436/mo
Today · 4.125%
HK$16,894
baseline
▲ 0.50% · 4.625%
HK$17,784
+HK$890/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$33,788/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,808
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,331
−HK$531/mo
Today · 4.125%
HK$17,862
baseline
▲ 0.50% · 4.625%
HK$18,949
+HK$1,087/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,724/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,699
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,201
−HK$508/mo
Today · 4.125%
HK$19,709
baseline
▲ 0.50% · 4.625%
HK$20,748
+HK$1,039/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,418/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$683/mo
Today · 4.125%
HK$22,966
baseline
▲ 0.50% · 4.625%
HK$24,363
+HK$1,397/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,932/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$654/mo
Today · 4.125%
HK$25,340
baseline
▲ 0.50% · 4.625%
HK$26,676
+HK$1,336/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$50,680/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,466 · Scale 2, in force from 26 Feb 2026)