LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,062
−HK$7,529/mo
▼ 0.25% · 3.875%
HK$123,797
−HK$3,794/mo
Today · 4.125%
HK$127,591
baseline
▲ 0.50% · 4.625%
HK$135,355
+HK$7,764/mo
Deposit HK$26.33M · loan HK$26.33M · min. income ≈ HK$255,182/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,568
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,150
−HK$3,635/mo
Today · 4.125%
HK$140,785
baseline
▲ 0.50% · 4.625%
HK$148,205
+HK$7,420/mo
Deposit HK$26.33M · loan HK$26.33M · min. income ≈ HK$281,570/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,075
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$148,556
−HK$4,554/mo
Today · 4.125%
HK$153,110
baseline
▲ 0.50% · 4.625%
HK$162,426
+HK$9,316/mo
Deposit HK$21.06M · loan HK$31.59M · min. income ≈ HK$306,220/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,282
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$164,581
−HK$4,360/mo
Today · 4.125%
HK$168,941
baseline
▲ 0.50% · 4.625%
HK$177,847
+HK$8,906/mo
Deposit HK$21.06M · loan HK$31.59M · min. income ≈ HK$337,882/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,087
−HK$10,541/mo
▼ 0.25% · 3.875%
HK$173,316
−HK$5,312/mo
Today · 4.125%
HK$178,628
baseline
▲ 0.50% · 4.625%
HK$189,497
+HK$10,869/mo
Deposit HK$15.80M · loan HK$36.86M · min. income ≈ HK$357,256/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,996
−HK$10,102/mo
▼ 0.25% · 3.875%
HK$192,011
−HK$5,087/mo
Today · 4.125%
HK$197,098
baseline
▲ 0.50% · 4.625%
HK$207,488
+HK$10,390/mo
Deposit HK$15.80M · loan HK$36.86M · min. income ≈ HK$394,196/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,112
−HK$13,553/mo
▼ 0.25% · 3.875%
HK$222,835
−HK$6,830/mo
Today · 4.125%
HK$229,665
baseline
▲ 0.50% · 4.625%
HK$243,639
+HK$13,974/mo
Deposit HK$5.27M · loan HK$47.39M · min. income ≈ HK$459,330/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,423
−HK$12,989/mo
▼ 0.25% · 3.875%
HK$246,871
−HK$6,541/mo
Today · 4.125%
HK$253,412
baseline
▲ 0.50% · 4.625%
HK$266,770
+HK$13,358/mo
Deposit HK$5.27M · loan HK$47.39M · min. income ≈ HK$506,824/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$2,237,755 · Scale 2, in force from 26 Feb 2026)