LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,095
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$123,831
−HK$3,795/mo
Today · 4.125%
HK$127,626
baseline
▲ 0.50% · 4.625%
HK$135,392
+HK$7,766/mo
Deposit HK$26.33M · loan HK$26.33M · min. income ≈ HK$255,252/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,604
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,188
−HK$3,635/mo
Today · 4.125%
HK$140,823
baseline
▲ 0.50% · 4.625%
HK$148,246
+HK$7,423/mo
Deposit HK$26.33M · loan HK$26.33M · min. income ≈ HK$281,646/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,114
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$148,597
−HK$4,554/mo
Today · 4.125%
HK$153,151
baseline
▲ 0.50% · 4.625%
HK$162,470
+HK$9,319/mo
Deposit HK$21.07M · loan HK$31.60M · min. income ≈ HK$306,302/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,325
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$164,625
−HK$4,362/mo
Today · 4.125%
HK$168,987
baseline
▲ 0.50% · 4.625%
HK$177,895
+HK$8,908/mo
Deposit HK$21.07M · loan HK$31.60M · min. income ≈ HK$337,974/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,133
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$173,363
−HK$5,313/mo
Today · 4.125%
HK$178,676
baseline
▲ 0.50% · 4.625%
HK$189,548
+HK$10,872/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$357,352/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,046
−HK$10,106/mo
▼ 0.25% · 3.875%
HK$192,063
−HK$5,089/mo
Today · 4.125%
HK$197,152
baseline
▲ 0.50% · 4.625%
HK$207,544
+HK$10,392/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$394,304/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,171
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$222,895
−HK$6,832/mo
Today · 4.125%
HK$229,727
baseline
▲ 0.50% · 4.625%
HK$243,705
+HK$13,978/mo
Deposit HK$5.27M · loan HK$47.40M · min. income ≈ HK$459,454/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,488
−HK$12,993/mo
▼ 0.25% · 3.875%
HK$246,938
−HK$6,543/mo
Today · 4.125%
HK$253,481
baseline
▲ 0.50% · 4.625%
HK$266,842
+HK$13,361/mo
Deposit HK$5.27M · loan HK$47.40M · min. income ≈ HK$506,962/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,360 · Scale 2, in force from 26 Feb 2026)