LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,096
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$123,832
−HK$3,795/mo
Today · 4.125%
HK$127,627
baseline
▲ 0.50% · 4.625%
HK$135,393
+HK$7,766/mo
Deposit HK$26.33M · loan HK$26.33M · min. income ≈ HK$255,254/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,606
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$137,189
−HK$3,635/mo
Today · 4.125%
HK$140,824
baseline
▲ 0.50% · 4.625%
HK$148,247
+HK$7,423/mo
Deposit HK$26.33M · loan HK$26.33M · min. income ≈ HK$281,648/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,115
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,598
−HK$4,555/mo
Today · 4.125%
HK$153,153
baseline
▲ 0.50% · 4.625%
HK$162,472
+HK$9,319/mo
Deposit HK$21.07M · loan HK$31.60M · min. income ≈ HK$306,306/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,327
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$164,627
−HK$4,362/mo
Today · 4.125%
HK$168,989
baseline
▲ 0.50% · 4.625%
HK$177,896
+HK$8,907/mo
Deposit HK$21.07M · loan HK$31.60M · min. income ≈ HK$337,978/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,135
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$173,365
−HK$5,313/mo
Today · 4.125%
HK$178,678
baseline
▲ 0.50% · 4.625%
HK$189,550
+HK$10,872/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$357,356/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,048
−HK$10,106/mo
▼ 0.25% · 3.875%
HK$192,065
−HK$5,089/mo
Today · 4.125%
HK$197,154
baseline
▲ 0.50% · 4.625%
HK$207,546
+HK$10,392/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$394,308/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,173
−HK$13,556/mo
▼ 0.25% · 3.875%
HK$222,897
−HK$6,832/mo
Today · 4.125%
HK$229,729
baseline
▲ 0.50% · 4.625%
HK$243,707
+HK$13,978/mo
Deposit HK$5.27M · loan HK$47.40M · min. income ≈ HK$459,458/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,490
−HK$12,993/mo
▼ 0.25% · 3.875%
HK$246,940
−HK$6,543/mo
Today · 4.125%
HK$253,483
baseline
▲ 0.50% · 4.625%
HK$266,845
+HK$13,362/mo
Deposit HK$5.27M · loan HK$47.40M · min. income ≈ HK$506,966/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,382 · Scale 2, in force from 26 Feb 2026)