LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,117
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$123,853
−HK$3,796/mo
Today · 4.125%
HK$127,649
baseline
▲ 0.50% · 4.625%
HK$135,416
+HK$7,767/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$255,298/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,629
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,212
−HK$3,636/mo
Today · 4.125%
HK$140,848
baseline
▲ 0.50% · 4.625%
HK$148,272
+HK$7,424/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$281,696/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,140
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,623
−HK$4,556/mo
Today · 4.125%
HK$153,179
baseline
▲ 0.50% · 4.625%
HK$162,499
+HK$9,320/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$306,358/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,354
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$164,655
−HK$4,363/mo
Today · 4.125%
HK$169,018
baseline
▲ 0.50% · 4.625%
HK$177,927
+HK$8,909/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$338,036/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,163
−HK$10,546/mo
▼ 0.25% · 3.875%
HK$173,394
−HK$5,315/mo
Today · 4.125%
HK$178,709
baseline
▲ 0.50% · 4.625%
HK$189,583
+HK$10,874/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$357,418/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,080
−HK$10,107/mo
▼ 0.25% · 3.875%
HK$192,097
−HK$5,090/mo
Today · 4.125%
HK$197,187
baseline
▲ 0.50% · 4.625%
HK$207,581
+HK$10,394/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$394,374/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,210
−HK$13,558/mo
▼ 0.25% · 3.875%
HK$222,935
−HK$6,833/mo
Today · 4.125%
HK$229,768
baseline
▲ 0.50% · 4.625%
HK$243,749
+HK$13,981/mo
Deposit HK$5.27M · loan HK$47.41M · min. income ≈ HK$459,536/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,531
−HK$12,995/mo
▼ 0.25% · 3.875%
HK$246,982
−HK$6,544/mo
Today · 4.125%
HK$253,526
baseline
▲ 0.50% · 4.625%
HK$266,890
+HK$13,364/mo
Deposit HK$5.27M · loan HK$47.41M · min. income ≈ HK$507,052/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,764 · Scale 2, in force from 26 Feb 2026)