LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,117
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$123,854
−HK$3,796/mo
Today · 4.125%
HK$127,650
baseline
▲ 0.50% · 4.625%
HK$135,417
+HK$7,767/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$255,300/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,629
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$137,213
−HK$3,636/mo
Today · 4.125%
HK$140,849
baseline
▲ 0.50% · 4.625%
HK$148,273
+HK$7,424/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$281,698/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,141
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,624
−HK$4,556/mo
Today · 4.125%
HK$153,180
baseline
▲ 0.50% · 4.625%
HK$162,500
+HK$9,320/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$306,360/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,355
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$164,656
−HK$4,363/mo
Today · 4.125%
HK$169,019
baseline
▲ 0.50% · 4.625%
HK$177,928
+HK$8,909/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$338,038/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,164
−HK$10,545/mo
▼ 0.25% · 3.875%
HK$173,395
−HK$5,314/mo
Today · 4.125%
HK$178,709
baseline
▲ 0.50% · 4.625%
HK$189,584
+HK$10,875/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$357,418/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,081
−HK$10,107/mo
▼ 0.25% · 3.875%
HK$192,098
−HK$5,090/mo
Today · 4.125%
HK$197,188
baseline
▲ 0.50% · 4.625%
HK$207,582
+HK$10,394/mo
Deposit HK$15.80M · loan HK$36.87M · min. income ≈ HK$394,376/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,211
−HK$13,558/mo
▼ 0.25% · 3.875%
HK$222,936
−HK$6,833/mo
Today · 4.125%
HK$229,769
baseline
▲ 0.50% · 4.625%
HK$243,750
+HK$13,981/mo
Deposit HK$5.27M · loan HK$47.41M · min. income ≈ HK$459,538/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,533
−HK$12,995/mo
▼ 0.25% · 3.875%
HK$246,984
−HK$6,544/mo
Today · 4.125%
HK$253,528
baseline
▲ 0.50% · 4.625%
HK$266,892
+HK$13,364/mo
Deposit HK$5.27M · loan HK$47.41M · min. income ≈ HK$507,056/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,238,776 · Scale 2, in force from 26 Feb 2026)