LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,135
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$123,872
−HK$3,797/mo
Today · 4.125%
HK$127,669
baseline
▲ 0.50% · 4.625%
HK$135,437
+HK$7,768/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$255,338/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,649
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$137,234
−HK$3,636/mo
Today · 4.125%
HK$140,870
baseline
▲ 0.50% · 4.625%
HK$148,296
+HK$7,426/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$281,740/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,162
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,647
−HK$4,556/mo
Today · 4.125%
HK$153,203
baseline
▲ 0.50% · 4.625%
HK$162,525
+HK$9,322/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$306,406/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,379
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$164,681
−HK$4,363/mo
Today · 4.125%
HK$169,044
baseline
▲ 0.50% · 4.625%
HK$177,955
+HK$8,911/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$338,088/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,190
−HK$10,547/mo
▼ 0.25% · 3.875%
HK$173,421
−HK$5,316/mo
Today · 4.125%
HK$178,737
baseline
▲ 0.50% · 4.625%
HK$189,612
+HK$10,875/mo
Deposit HK$15.81M · loan HK$36.88M · min. income ≈ HK$357,474/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,109
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$192,127
−HK$5,091/mo
Today · 4.125%
HK$197,218
baseline
▲ 0.50% · 4.625%
HK$207,614
+HK$10,396/mo
Deposit HK$15.81M · loan HK$36.88M · min. income ≈ HK$394,436/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,244
−HK$13,560/mo
▼ 0.25% · 3.875%
HK$222,970
−HK$6,834/mo
Today · 4.125%
HK$229,804
baseline
▲ 0.50% · 4.625%
HK$243,787
+HK$13,983/mo
Deposit HK$5.27M · loan HK$47.42M · min. income ≈ HK$459,608/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,569
−HK$12,997/mo
▼ 0.25% · 3.875%
HK$247,021
−HK$6,545/mo
Today · 4.125%
HK$253,566
baseline
▲ 0.50% · 4.625%
HK$266,932
+HK$13,366/mo
Deposit HK$5.27M · loan HK$47.42M · min. income ≈ HK$507,132/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,239,115 · Scale 2, in force from 26 Feb 2026)