LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,140
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$123,877
−HK$3,797/mo
Today · 4.125%
HK$127,674
baseline
▲ 0.50% · 4.625%
HK$135,442
+HK$7,768/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$255,348/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,654
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$137,239
−HK$3,636/mo
Today · 4.125%
HK$140,875
baseline
▲ 0.50% · 4.625%
HK$148,301
+HK$7,426/mo
Deposit HK$26.34M · loan HK$26.34M · min. income ≈ HK$281,750/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,168
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,652
−HK$4,557/mo
Today · 4.125%
HK$153,209
baseline
▲ 0.50% · 4.625%
HK$162,531
+HK$9,322/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$306,418/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,385
−HK$8,666/mo
▼ 0.25% · 3.875%
HK$164,687
−HK$4,364/mo
Today · 4.125%
HK$169,051
baseline
▲ 0.50% · 4.625%
HK$177,961
+HK$8,910/mo
Deposit HK$21.07M · loan HK$31.61M · min. income ≈ HK$338,102/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,196
−HK$10,547/mo
▼ 0.25% · 3.875%
HK$173,428
−HK$5,315/mo
Today · 4.125%
HK$178,743
baseline
▲ 0.50% · 4.625%
HK$189,619
+HK$10,876/mo
Deposit HK$15.81M · loan HK$36.88M · min. income ≈ HK$357,486/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,116
−HK$10,110/mo
▼ 0.25% · 3.875%
HK$192,135
−HK$5,091/mo
Today · 4.125%
HK$197,226
baseline
▲ 0.50% · 4.625%
HK$207,622
+HK$10,396/mo
Deposit HK$15.81M · loan HK$36.88M · min. income ≈ HK$394,452/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,252
−HK$13,561/mo
▼ 0.25% · 3.875%
HK$222,979
−HK$6,834/mo
Today · 4.125%
HK$229,813
baseline
▲ 0.50% · 4.625%
HK$243,796
+HK$13,983/mo
Deposit HK$5.27M · loan HK$47.42M · min. income ≈ HK$459,626/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,578
−HK$12,998/mo
▼ 0.25% · 3.875%
HK$247,030
−HK$6,546/mo
Today · 4.125%
HK$253,576
baseline
▲ 0.50% · 4.625%
HK$266,942
+HK$13,366/mo
Deposit HK$5.27M · loan HK$47.42M · min. income ≈ HK$507,152/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,239,200 · Scale 2, in force from 26 Feb 2026)