LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,016
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,390
−HK$380/mo
Today · 4.125%
HK$12,770
baseline
▲ 0.50% · 4.625%
HK$13,547
+HK$777/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,540/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,368
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,727
−HK$363/mo
Today · 4.125%
HK$14,090
baseline
▲ 0.50% · 4.625%
HK$14,833
+HK$743/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,180/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,420
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,868
−HK$456/mo
Today · 4.125%
HK$15,324
baseline
▲ 0.50% · 4.625%
HK$16,256
+HK$932/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$30,648/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,042
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,472
−HK$436/mo
Today · 4.125%
HK$16,908
baseline
▲ 0.50% · 4.625%
HK$17,800
+HK$892/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$33,816/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,823
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,346
−HK$532/mo
Today · 4.125%
HK$17,878
baseline
▲ 0.50% · 4.625%
HK$18,966
+HK$1,088/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,756/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,715
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,217
−HK$509/mo
Today · 4.125%
HK$19,726
baseline
▲ 0.50% · 4.625%
HK$20,766
+HK$1,040/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,452/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,629
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,302
−HK$684/mo
Today · 4.125%
HK$22,986
baseline
▲ 0.50% · 4.625%
HK$24,384
+HK$1,398/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,972/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,062
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,708
−HK$654/mo
Today · 4.125%
HK$25,362
baseline
▲ 0.50% · 4.625%
HK$26,699
+HK$1,337/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$50,724/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,569 · Scale 2, in force from 26 Feb 2026)