LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,164
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,902
−HK$3,798/mo
Today · 4.125%
HK$127,700
baseline
▲ 0.50% · 4.625%
HK$135,470
+HK$7,770/mo
Deposit HK$26.35M · loan HK$26.35M · min. income ≈ HK$255,400/mo (50% DSR)
Upfront cash ≈ HK$28.59M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,682
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,267
−HK$3,637/mo
Today · 4.125%
HK$140,904
baseline
▲ 0.50% · 4.625%
HK$148,331
+HK$7,427/mo
Deposit HK$26.35M · loan HK$26.35M · min. income ≈ HK$281,808/mo (50% DSR)
Upfront cash ≈ HK$28.59M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,197
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$148,683
−HK$4,557/mo
Today · 4.125%
HK$153,240
baseline
▲ 0.50% · 4.625%
HK$162,564
+HK$9,324/mo
Deposit HK$21.08M · loan HK$31.62M · min. income ≈ HK$306,480/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,418
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$164,720
−HK$4,365/mo
Today · 4.125%
HK$169,085
baseline
▲ 0.50% · 4.625%
HK$177,998
+HK$8,913/mo
Deposit HK$21.08M · loan HK$31.62M · min. income ≈ HK$338,170/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,230
−HK$10,550/mo
▼ 0.25% · 3.875%
HK$173,463
−HK$5,317/mo
Today · 4.125%
HK$178,780
baseline
▲ 0.50% · 4.625%
HK$189,658
+HK$10,878/mo
Deposit HK$15.81M · loan HK$36.89M · min. income ≈ HK$357,560/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,154
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$192,174
−HK$5,092/mo
Today · 4.125%
HK$197,266
baseline
▲ 0.50% · 4.625%
HK$207,664
+HK$10,398/mo
Deposit HK$15.81M · loan HK$36.89M · min. income ≈ HK$394,532/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,296
−HK$13,564/mo
▼ 0.25% · 3.875%
HK$223,024
−HK$6,836/mo
Today · 4.125%
HK$229,860
baseline
▲ 0.50% · 4.625%
HK$243,846
+HK$13,986/mo
Deposit HK$5.27M · loan HK$47.43M · min. income ≈ HK$459,720/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,627
−HK$13,001/mo
▼ 0.25% · 3.875%
HK$247,081
−HK$6,547/mo
Today · 4.125%
HK$253,628
baseline
▲ 0.50% · 4.625%
HK$266,997
+HK$13,369/mo
Deposit HK$5.27M · loan HK$47.43M · min. income ≈ HK$507,256/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,239,656 · Scale 2, in force from 26 Feb 2026)