LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,019
−HK$753/mo
▼ 0.25% · 3.875%
HK$12,392
−HK$380/mo
Today · 4.125%
HK$12,772
baseline
▲ 0.50% · 4.625%
HK$13,549
+HK$777/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,544/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,370
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,729
−HK$364/mo
Today · 4.125%
HK$14,093
baseline
▲ 0.50% · 4.625%
HK$14,836
+HK$743/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,186/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,422
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,871
−HK$456/mo
Today · 4.125%
HK$15,327
baseline
▲ 0.50% · 4.625%
HK$16,259
+HK$932/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$30,654/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,045
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,475
−HK$436/mo
Today · 4.125%
HK$16,911
baseline
▲ 0.50% · 4.625%
HK$17,803
+HK$892/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$33,822/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,826
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,349
−HK$532/mo
Today · 4.125%
HK$17,881
baseline
▲ 0.50% · 4.625%
HK$18,969
+HK$1,088/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,762/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,719
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,221
−HK$509/mo
Today · 4.125%
HK$19,730
baseline
▲ 0.50% · 4.625%
HK$20,770
+HK$1,040/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,460/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,633
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,306
−HK$684/mo
Today · 4.125%
HK$22,990
baseline
▲ 0.50% · 4.625%
HK$24,389
+HK$1,399/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,980/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$655/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,337/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,591 · Scale 2, in force from 26 Feb 2026)