LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,202
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,941
−HK$3,799/mo
Today · 4.125%
HK$127,740
baseline
▲ 0.50% · 4.625%
HK$135,512
+HK$7,772/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$255,480/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,723
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,310
−HK$3,638/mo
Today · 4.125%
HK$140,948
baseline
▲ 0.50% · 4.625%
HK$148,378
+HK$7,430/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$281,896/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,242
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,729
−HK$4,559/mo
Today · 4.125%
HK$153,288
baseline
▲ 0.50% · 4.625%
HK$162,615
+HK$9,327/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$306,576/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,468
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,772
−HK$4,366/mo
Today · 4.125%
HK$169,138
baseline
▲ 0.50% · 4.625%
HK$178,053
+HK$8,915/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$338,276/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,283
−HK$10,552/mo
▼ 0.25% · 3.875%
HK$173,517
−HK$5,318/mo
Today · 4.125%
HK$178,835
baseline
▲ 0.50% · 4.625%
HK$189,717
+HK$10,882/mo
Deposit HK$15.81M · loan HK$36.90M · min. income ≈ HK$357,670/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,213
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$192,234
−HK$5,093/mo
Today · 4.125%
HK$197,327
baseline
▲ 0.50% · 4.625%
HK$207,729
+HK$10,402/mo
Deposit HK$15.81M · loan HK$36.90M · min. income ≈ HK$394,654/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,363
−HK$13,568/mo
▼ 0.25% · 3.875%
HK$223,094
−HK$6,837/mo
Today · 4.125%
HK$229,931
baseline
▲ 0.50% · 4.625%
HK$243,922
+HK$13,991/mo
Deposit HK$5.27M · loan HK$47.44M · min. income ≈ HK$459,862/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,702
−HK$13,005/mo
▼ 0.25% · 3.875%
HK$247,158
−HK$6,549/mo
Today · 4.125%
HK$253,707
baseline
▲ 0.50% · 4.625%
HK$267,080
+HK$13,373/mo
Deposit HK$5.27M · loan HK$47.44M · min. income ≈ HK$507,414/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,354 · Scale 2, in force from 26 Feb 2026)