LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,204
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,943
−HK$3,799/mo
Today · 4.125%
HK$127,742
baseline
▲ 0.50% · 4.625%
HK$135,515
+HK$7,773/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$255,484/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,726
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,313
−HK$3,638/mo
Today · 4.125%
HK$140,951
baseline
▲ 0.50% · 4.625%
HK$148,381
+HK$7,430/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$281,902/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,245
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,732
−HK$4,559/mo
Today · 4.125%
HK$153,291
baseline
▲ 0.50% · 4.625%
HK$162,618
+HK$9,327/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$306,582/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,471
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,775
−HK$4,366/mo
Today · 4.125%
HK$169,141
baseline
▲ 0.50% · 4.625%
HK$178,057
+HK$8,916/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$338,282/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,286
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$173,521
−HK$5,318/mo
Today · 4.125%
HK$178,839
baseline
▲ 0.50% · 4.625%
HK$189,721
+HK$10,882/mo
Deposit HK$15.81M · loan HK$36.90M · min. income ≈ HK$357,678/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,217
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$192,238
−HK$5,093/mo
Today · 4.125%
HK$197,331
baseline
▲ 0.50% · 4.625%
HK$207,733
+HK$10,402/mo
Deposit HK$15.81M · loan HK$36.90M · min. income ≈ HK$394,662/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,368
−HK$13,568/mo
▼ 0.25% · 3.875%
HK$223,098
−HK$6,838/mo
Today · 4.125%
HK$229,936
baseline
▲ 0.50% · 4.625%
HK$243,927
+HK$13,991/mo
Deposit HK$5.27M · loan HK$47.44M · min. income ≈ HK$459,872/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,707
−HK$13,005/mo
▼ 0.25% · 3.875%
HK$247,163
−HK$6,549/mo
Today · 4.125%
HK$253,712
baseline
▲ 0.50% · 4.625%
HK$267,085
+HK$13,373/mo
Deposit HK$5.27M · loan HK$47.44M · min. income ≈ HK$507,424/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,400 · Scale 2, in force from 26 Feb 2026)