LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,021
−HK$753/mo
▼ 0.25% · 3.875%
HK$12,395
−HK$379/mo
Today · 4.125%
HK$12,774
baseline
▲ 0.50% · 4.625%
HK$13,552
+HK$778/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,548/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,373
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,731
−HK$364/mo
Today · 4.125%
HK$14,095
baseline
▲ 0.50% · 4.625%
HK$14,838
+HK$743/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,190/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,425
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,873
−HK$456/mo
Today · 4.125%
HK$15,329
baseline
▲ 0.50% · 4.625%
HK$16,262
+HK$933/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$30,658/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,047
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,478
−HK$436/mo
Today · 4.125%
HK$16,914
baseline
▲ 0.50% · 4.625%
HK$17,806
+HK$892/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$33,828/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,829
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,352
−HK$532/mo
Today · 4.125%
HK$17,884
baseline
▲ 0.50% · 4.625%
HK$18,972
+HK$1,088/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,768/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,722
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,224
−HK$509/mo
Today · 4.125%
HK$19,733
baseline
▲ 0.50% · 4.625%
HK$20,774
+HK$1,041/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,466/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,637
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,310
−HK$684/mo
Today · 4.125%
HK$22,994
baseline
▲ 0.50% · 4.625%
HK$24,393
+HK$1,399/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,988/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,071
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,717
−HK$655/mo
Today · 4.125%
HK$25,372
baseline
▲ 0.50% · 4.625%
HK$26,709
+HK$1,337/mo
Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$50,744/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,612 · Scale 2, in force from 26 Feb 2026)