LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,209
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,948
−HK$3,799/mo
Today · 4.125%
HK$127,747
baseline
▲ 0.50% · 4.625%
HK$135,520
+HK$7,773/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$255,494/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,731
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,318
−HK$3,638/mo
Today · 4.125%
HK$140,956
baseline
▲ 0.50% · 4.625%
HK$148,386
+HK$7,430/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$281,912/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,251
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,738
−HK$4,559/mo
Today · 4.125%
HK$153,297
baseline
▲ 0.50% · 4.625%
HK$162,624
+HK$9,327/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$306,594/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,478
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,782
−HK$4,366/mo
Today · 4.125%
HK$169,148
baseline
▲ 0.50% · 4.625%
HK$178,064
+HK$8,916/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$338,296/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,293
−HK$10,553/mo
▼ 0.25% · 3.875%
HK$173,527
−HK$5,319/mo
Today · 4.125%
HK$178,846
baseline
▲ 0.50% · 4.625%
HK$189,728
+HK$10,882/mo
Deposit HK$15.82M · loan HK$36.90M · min. income ≈ HK$357,692/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,224
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$192,245
−HK$5,094/mo
Today · 4.125%
HK$197,339
baseline
▲ 0.50% · 4.625%
HK$207,741
+HK$10,402/mo
Deposit HK$15.82M · loan HK$36.90M · min. income ≈ HK$394,678/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,376
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$223,107
−HK$6,838/mo
Today · 4.125%
HK$229,945
baseline
▲ 0.50% · 4.625%
HK$243,937
+HK$13,992/mo
Deposit HK$5.27M · loan HK$47.45M · min. income ≈ HK$459,890/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,716
−HK$13,006/mo
▼ 0.25% · 3.875%
HK$247,172
−HK$6,550/mo
Today · 4.125%
HK$253,722
baseline
▲ 0.50% · 4.625%
HK$267,096
+HK$13,374/mo
Deposit HK$5.27M · loan HK$47.45M · min. income ≈ HK$507,444/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,487 · Scale 2, in force from 26 Feb 2026)