LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,211
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$123,951
−HK$3,799/mo
Today · 4.125%
HK$127,750
baseline
▲ 0.50% · 4.625%
HK$135,523
+HK$7,773/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$255,500/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,734
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,321
−HK$3,638/mo
Today · 4.125%
HK$140,959
baseline
▲ 0.50% · 4.625%
HK$148,389
+HK$7,430/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$281,918/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,254
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,741
−HK$4,559/mo
Today · 4.125%
HK$153,300
baseline
▲ 0.50% · 4.625%
HK$162,628
+HK$9,328/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$306,600/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,481
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,785
−HK$4,366/mo
Today · 4.125%
HK$169,151
baseline
▲ 0.50% · 4.625%
HK$178,067
+HK$8,916/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$338,302/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,296
−HK$10,554/mo
▼ 0.25% · 3.875%
HK$173,531
−HK$5,319/mo
Today · 4.125%
HK$178,850
baseline
▲ 0.50% · 4.625%
HK$189,732
+HK$10,882/mo
Deposit HK$15.82M · loan HK$36.90M · min. income ≈ HK$357,700/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,228
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$192,249
−HK$5,094/mo
Today · 4.125%
HK$197,343
baseline
▲ 0.50% · 4.625%
HK$207,745
+HK$10,402/mo
Deposit HK$15.82M · loan HK$36.90M · min. income ≈ HK$394,686/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,381
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$223,111
−HK$6,839/mo
Today · 4.125%
HK$229,950
baseline
▲ 0.50% · 4.625%
HK$243,942
+HK$13,992/mo
Deposit HK$5.27M · loan HK$47.45M · min. income ≈ HK$459,900/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,721
−HK$13,006/mo
▼ 0.25% · 3.875%
HK$247,177
−HK$6,550/mo
Today · 4.125%
HK$253,727
baseline
▲ 0.50% · 4.625%
HK$267,101
+HK$13,374/mo
Deposit HK$5.27M · loan HK$47.45M · min. income ≈ HK$507,454/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,533 · Scale 2, in force from 26 Feb 2026)