LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,222
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$123,961
−HK$3,800/mo
Today · 4.125%
HK$127,761
baseline
▲ 0.50% · 4.625%
HK$135,534
+HK$7,773/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$255,522/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,745
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$137,332
−HK$3,639/mo
Today · 4.125%
HK$140,971
baseline
▲ 0.50% · 4.625%
HK$148,402
+HK$7,431/mo
Deposit HK$26.36M · loan HK$26.36M · min. income ≈ HK$281,942/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,266
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$148,753
−HK$4,560/mo
Today · 4.125%
HK$153,313
baseline
▲ 0.50% · 4.625%
HK$162,641
+HK$9,328/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$306,626/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,494
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$164,799
−HK$4,366/mo
Today · 4.125%
HK$169,165
baseline
▲ 0.50% · 4.625%
HK$178,082
+HK$8,917/mo
Deposit HK$21.09M · loan HK$31.63M · min. income ≈ HK$338,330/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,310
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$173,546
−HK$5,319/mo
Today · 4.125%
HK$178,865
baseline
▲ 0.50% · 4.625%
HK$189,748
+HK$10,883/mo
Deposit HK$15.82M · loan HK$36.91M · min. income ≈ HK$357,730/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,243
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$192,265
−HK$5,095/mo
Today · 4.125%
HK$197,360
baseline
▲ 0.50% · 4.625%
HK$207,763
+HK$10,403/mo
Deposit HK$15.82M · loan HK$36.91M · min. income ≈ HK$394,720/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,399
−HK$13,570/mo
▼ 0.25% · 3.875%
HK$223,130
−HK$6,839/mo
Today · 4.125%
HK$229,969
baseline
▲ 0.50% · 4.625%
HK$243,962
+HK$13,993/mo
Deposit HK$5.27M · loan HK$47.45M · min. income ≈ HK$459,938/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,742
−HK$13,006/mo
▼ 0.25% · 3.875%
HK$247,198
−HK$6,550/mo
Today · 4.125%
HK$253,748
baseline
▲ 0.50% · 4.625%
HK$267,123
+HK$13,375/mo
Deposit HK$5.27M · loan HK$47.45M · min. income ≈ HK$507,496/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,240,721 · Scale 2, in force from 26 Feb 2026)