LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,242
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$123,982
−HK$3,800/mo
Today · 4.125%
HK$127,782
baseline
▲ 0.50% · 4.625%
HK$135,558
+HK$7,776/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$255,564/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,768
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$137,356
−HK$3,639/mo
Today · 4.125%
HK$140,995
baseline
▲ 0.50% · 4.625%
HK$148,427
+HK$7,432/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$281,990/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,290
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,779
−HK$4,560/mo
Today · 4.125%
HK$153,339
baseline
▲ 0.50% · 4.625%
HK$162,669
+HK$9,330/mo
Deposit HK$21.09M · loan HK$31.64M · min. income ≈ HK$306,678/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,522
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$164,827
−HK$4,367/mo
Today · 4.125%
HK$169,194
baseline
▲ 0.50% · 4.625%
HK$178,113
+HK$8,919/mo
Deposit HK$21.09M · loan HK$31.64M · min. income ≈ HK$338,388/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,339
−HK$10,556/mo
▼ 0.25% · 3.875%
HK$173,575
−HK$5,320/mo
Today · 4.125%
HK$178,895
baseline
▲ 0.50% · 4.625%
HK$189,781
+HK$10,886/mo
Deposit HK$15.82M · loan HK$36.91M · min. income ≈ HK$357,790/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,275
−HK$10,118/mo
▼ 0.25% · 3.875%
HK$192,298
−HK$5,095/mo
Today · 4.125%
HK$197,393
baseline
▲ 0.50% · 4.625%
HK$207,798
+HK$10,405/mo
Deposit HK$15.82M · loan HK$36.91M · min. income ≈ HK$394,786/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,436
−HK$13,572/mo
▼ 0.25% · 3.875%
HK$223,168
−HK$6,840/mo
Today · 4.125%
HK$230,008
baseline
▲ 0.50% · 4.625%
HK$244,004
+HK$13,996/mo
Deposit HK$5.27M · loan HK$47.46M · min. income ≈ HK$460,016/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,783
−HK$13,008/mo
▼ 0.25% · 3.875%
HK$247,240
−HK$6,551/mo
Today · 4.125%
HK$253,791
baseline
▲ 0.50% · 4.625%
HK$267,169
+HK$13,378/mo
Deposit HK$5.27M · loan HK$47.46M · min. income ≈ HK$507,582/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,241,103 · Scale 2, in force from 26 Feb 2026)