LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,244
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$123,984
−HK$3,800/mo
Today · 4.125%
HK$127,784
baseline
▲ 0.50% · 4.625%
HK$135,560
+HK$7,776/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$255,568/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,770
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$137,358
−HK$3,639/mo
Today · 4.125%
HK$140,997
baseline
▲ 0.50% · 4.625%
HK$148,430
+HK$7,433/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$281,994/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,293
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$148,781
−HK$4,560/mo
Today · 4.125%
HK$153,341
baseline
▲ 0.50% · 4.625%
HK$162,672
+HK$9,331/mo
Deposit HK$21.09M · loan HK$31.64M · min. income ≈ HK$306,682/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,524
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,830
−HK$4,367/mo
Today · 4.125%
HK$169,197
baseline
▲ 0.50% · 4.625%
HK$178,116
+HK$8,919/mo
Deposit HK$21.09M · loan HK$31.64M · min. income ≈ HK$338,394/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,342
−HK$10,556/mo
▼ 0.25% · 3.875%
HK$173,578
−HK$5,320/mo
Today · 4.125%
HK$178,898
baseline
▲ 0.50% · 4.625%
HK$189,784
+HK$10,886/mo
Deposit HK$15.82M · loan HK$36.91M · min. income ≈ HK$357,796/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,278
−HK$10,118/mo
▼ 0.25% · 3.875%
HK$192,301
−HK$5,095/mo
Today · 4.125%
HK$197,396
baseline
▲ 0.50% · 4.625%
HK$207,802
+HK$10,406/mo
Deposit HK$15.82M · loan HK$36.91M · min. income ≈ HK$394,792/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,439
−HK$13,573/mo
▼ 0.25% · 3.875%
HK$223,172
−HK$6,840/mo
Today · 4.125%
HK$230,012
baseline
▲ 0.50% · 4.625%
HK$244,008
+HK$13,996/mo
Deposit HK$5.27M · loan HK$47.46M · min. income ≈ HK$460,024/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,787
−HK$13,008/mo
▼ 0.25% · 3.875%
HK$247,244
−HK$6,551/mo
Today · 4.125%
HK$253,795
baseline
▲ 0.50% · 4.625%
HK$267,173
+HK$13,378/mo
Deposit HK$5.27M · loan HK$47.46M · min. income ≈ HK$507,590/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$2,241,140 · Scale 2, in force from 26 Feb 2026)