LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,025
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,399
−HK$380/mo
Today · 4.125%
HK$12,779
baseline
▲ 0.50% · 4.625%
HK$13,557
+HK$778/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,558/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,378
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,737
−HK$364/mo
Today · 4.125%
HK$14,101
baseline
▲ 0.50% · 4.625%
HK$14,844
+HK$743/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,202/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,430
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,879
−HK$456/mo
Today · 4.125%
HK$15,335
baseline
▲ 0.50% · 4.625%
HK$16,269
+HK$934/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$30,670/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,054
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,484
−HK$437/mo
Today · 4.125%
HK$16,921
baseline
▲ 0.50% · 4.625%
HK$17,813
+HK$892/mo
Deposit HK$2.11M · loan HK$3.16M · min. income ≈ HK$33,842/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,836
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,359
−HK$532/mo
Today · 4.125%
HK$17,891
baseline
▲ 0.50% · 4.625%
HK$18,980
+HK$1,089/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,782/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,729
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,232
−HK$509/mo
Today · 4.125%
HK$19,741
baseline
▲ 0.50% · 4.625%
HK$20,782
+HK$1,041/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,482/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,319
−HK$684/mo
Today · 4.125%
HK$23,003
baseline
▲ 0.50% · 4.625%
HK$24,403
+HK$1,400/mo
Deposit HK$527K · loan HK$4.75M · min. income ≈ HK$46,006/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,726
−HK$656/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,720
+HK$1,338/mo
Deposit HK$527K · loan HK$4.75M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,659 · Scale 2, in force from 26 Feb 2026)