LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,258
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$123,999
−HK$3,800/mo
Today · 4.125%
HK$127,799
baseline
▲ 0.50% · 4.625%
HK$135,575
+HK$7,776/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$255,598/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,786
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$137,374
−HK$3,640/mo
Today · 4.125%
HK$141,014
baseline
▲ 0.50% · 4.625%
HK$148,447
+HK$7,433/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$282,028/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,309
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$148,798
−HK$4,561/mo
Today · 4.125%
HK$153,359
baseline
▲ 0.50% · 4.625%
HK$162,690
+HK$9,331/mo
Deposit HK$21.10M · loan HK$31.64M · min. income ≈ HK$306,718/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,543
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,848
−HK$4,368/mo
Today · 4.125%
HK$169,216
baseline
▲ 0.50% · 4.625%
HK$178,136
+HK$8,920/mo
Deposit HK$21.10M · loan HK$31.64M · min. income ≈ HK$338,432/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,361
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$173,598
−HK$5,321/mo
Today · 4.125%
HK$178,919
baseline
▲ 0.50% · 4.625%
HK$189,806
+HK$10,887/mo
Deposit HK$15.82M · loan HK$36.92M · min. income ≈ HK$357,838/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,300
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$192,323
−HK$5,096/mo
Today · 4.125%
HK$197,419
baseline
▲ 0.50% · 4.625%
HK$207,825
+HK$10,406/mo
Deposit HK$15.82M · loan HK$36.92M · min. income ≈ HK$394,838/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,464
−HK$13,574/mo
▼ 0.25% · 3.875%
HK$223,197
−HK$6,841/mo
Today · 4.125%
HK$230,038
baseline
▲ 0.50% · 4.625%
HK$244,036
+HK$13,998/mo
Deposit HK$5.27M · loan HK$47.46M · min. income ≈ HK$460,076/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,814
−HK$13,011/mo
▼ 0.25% · 3.875%
HK$247,273
−HK$6,552/mo
Today · 4.125%
HK$253,825
baseline
▲ 0.50% · 4.625%
HK$267,204
+HK$13,379/mo
Deposit HK$5.27M · loan HK$47.46M · min. income ≈ HK$507,650/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,241,397 · Scale 2, in force from 26 Feb 2026)