LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,266
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$124,007
−HK$3,800/mo
Today · 4.125%
HK$127,807
baseline
▲ 0.50% · 4.625%
HK$135,584
+HK$7,777/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$255,614/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,794
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,383
−HK$3,640/mo
Today · 4.125%
HK$141,023
baseline
▲ 0.50% · 4.625%
HK$148,456
+HK$7,433/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$282,046/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,319
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$148,808
−HK$4,561/mo
Today · 4.125%
HK$153,369
baseline
▲ 0.50% · 4.625%
HK$162,701
+HK$9,332/mo
Deposit HK$21.10M · loan HK$31.65M · min. income ≈ HK$306,738/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,553
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$164,859
−HK$4,368/mo
Today · 4.125%
HK$169,227
baseline
▲ 0.50% · 4.625%
HK$178,148
+HK$8,921/mo
Deposit HK$21.10M · loan HK$31.65M · min. income ≈ HK$338,454/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,372
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$173,609
−HK$5,321/mo
Today · 4.125%
HK$178,930
baseline
▲ 0.50% · 4.625%
HK$189,818
+HK$10,888/mo
Deposit HK$15.82M · loan HK$36.92M · min. income ≈ HK$357,860/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,312
−HK$10,120/mo
▼ 0.25% · 3.875%
HK$192,336
−HK$5,096/mo
Today · 4.125%
HK$197,432
baseline
▲ 0.50% · 4.625%
HK$207,839
+HK$10,407/mo
Deposit HK$15.82M · loan HK$36.92M · min. income ≈ HK$394,864/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,478
−HK$13,575/mo
▼ 0.25% · 3.875%
HK$223,212
−HK$6,841/mo
Today · 4.125%
HK$230,053
baseline
▲ 0.50% · 4.625%
HK$244,051
+HK$13,998/mo
Deposit HK$5.27M · loan HK$47.47M · min. income ≈ HK$460,106/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,830
−HK$13,011/mo
▼ 0.25% · 3.875%
HK$247,289
−HK$6,552/mo
Today · 4.125%
HK$253,841
baseline
▲ 0.50% · 4.625%
HK$267,221
+HK$13,380/mo
Deposit HK$5.27M · loan HK$47.47M · min. income ≈ HK$507,682/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,241,542 · Scale 2, in force from 26 Feb 2026)