LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,275
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$124,016
−HK$3,801/mo
Today · 4.125%
HK$127,817
baseline
▲ 0.50% · 4.625%
HK$135,594
+HK$7,777/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$255,634/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,804
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,393
−HK$3,640/mo
Today · 4.125%
HK$141,033
baseline
▲ 0.50% · 4.625%
HK$148,467
+HK$7,434/mo
Deposit HK$26.37M · loan HK$26.37M · min. income ≈ HK$282,066/mo (50% DSR)
Upfront cash ≈ HK$28.61M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,329
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,819
−HK$4,561/mo
Today · 4.125%
HK$153,380
baseline
▲ 0.50% · 4.625%
HK$162,713
+HK$9,333/mo
Deposit HK$21.10M · loan HK$31.65M · min. income ≈ HK$306,760/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,565
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$164,871
−HK$4,369/mo
Today · 4.125%
HK$169,240
baseline
▲ 0.50% · 4.625%
HK$178,161
+HK$8,921/mo
Deposit HK$21.10M · loan HK$31.65M · min. income ≈ HK$338,480/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,384
−HK$10,560/mo
▼ 0.25% · 3.875%
HK$173,622
−HK$5,322/mo
Today · 4.125%
HK$178,944
baseline
▲ 0.50% · 4.625%
HK$189,832
+HK$10,888/mo
Deposit HK$15.82M · loan HK$36.92M · min. income ≈ HK$357,888/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,326
−HK$10,121/mo
▼ 0.25% · 3.875%
HK$192,350
−HK$5,097/mo
Today · 4.125%
HK$197,447
baseline
▲ 0.50% · 4.625%
HK$207,854
+HK$10,407/mo
Deposit HK$15.82M · loan HK$36.92M · min. income ≈ HK$394,894/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,494
−HK$13,576/mo
▼ 0.25% · 3.875%
HK$223,228
−HK$6,842/mo
Today · 4.125%
HK$230,070
baseline
▲ 0.50% · 4.625%
HK$244,069
+HK$13,999/mo
Deposit HK$5.27M · loan HK$47.47M · min. income ≈ HK$460,140/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,848
−HK$13,012/mo
▼ 0.25% · 3.875%
HK$247,307
−HK$6,553/mo
Today · 4.125%
HK$253,860
baseline
▲ 0.50% · 4.625%
HK$267,241
+HK$13,381/mo
Deposit HK$5.27M · loan HK$47.47M · min. income ≈ HK$507,720/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,241,708 · Scale 2, in force from 26 Feb 2026)