LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,028
−HK$755/mo
▼ 0.25% · 3.875%
HK$12,403
−HK$380/mo
Today · 4.125%
HK$12,783
baseline
▲ 0.50% · 4.625%
HK$13,560
+HK$777/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,566/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,381
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,740
−HK$364/mo
Today · 4.125%
HK$14,104
baseline
▲ 0.50% · 4.625%
HK$14,848
+HK$744/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,208/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,434
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,883
−HK$456/mo
Today · 4.125%
HK$15,339
baseline
▲ 0.50% · 4.625%
HK$16,273
+HK$934/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,678/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,058
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,488
−HK$437/mo
Today · 4.125%
HK$16,925
baseline
▲ 0.50% · 4.625%
HK$17,817
+HK$892/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,850/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,840
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,364
−HK$532/mo
Today · 4.125%
HK$17,896
baseline
▲ 0.50% · 4.625%
HK$18,985
+HK$1,089/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,792/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,734
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,236
−HK$510/mo
Today · 4.125%
HK$19,746
baseline
▲ 0.50% · 4.625%
HK$20,787
+HK$1,041/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,492/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,651
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,325
−HK$684/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,409
+HK$1,400/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,733
−HK$655/mo
Today · 4.125%
HK$25,388
baseline
▲ 0.50% · 4.625%
HK$26,726
+HK$1,338/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$50,776/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,688 · Scale 2, in force from 26 Feb 2026)