LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,296
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$124,038
−HK$3,802/mo
Today · 4.125%
HK$127,840
baseline
▲ 0.50% · 4.625%
HK$135,619
+HK$7,779/mo
Deposit HK$26.38M · loan HK$26.38M · min. income ≈ HK$255,680/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,828
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$137,418
−HK$3,641/mo
Today · 4.125%
HK$141,059
baseline
▲ 0.50% · 4.625%
HK$148,494
+HK$7,435/mo
Deposit HK$26.38M · loan HK$26.38M · min. income ≈ HK$282,118/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,355
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,846
−HK$4,562/mo
Today · 4.125%
HK$153,408
baseline
▲ 0.50% · 4.625%
HK$162,742
+HK$9,334/mo
Deposit HK$21.10M · loan HK$31.65M · min. income ≈ HK$306,816/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,594
−HK$8,676/mo
▼ 0.25% · 3.875%
HK$164,901
−HK$4,369/mo
Today · 4.125%
HK$169,270
baseline
▲ 0.50% · 4.625%
HK$178,193
+HK$8,923/mo
Deposit HK$21.10M · loan HK$31.65M · min. income ≈ HK$338,540/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,415
−HK$10,561/mo
▼ 0.25% · 3.875%
HK$173,653
−HK$5,323/mo
Today · 4.125%
HK$178,976
baseline
▲ 0.50% · 4.625%
HK$189,866
+HK$10,890/mo
Deposit HK$15.83M · loan HK$36.93M · min. income ≈ HK$357,952/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,360
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$192,385
−HK$5,097/mo
Today · 4.125%
HK$197,482
baseline
▲ 0.50% · 4.625%
HK$207,892
+HK$10,410/mo
Deposit HK$15.83M · loan HK$36.93M · min. income ≈ HK$394,964/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,533
−HK$13,579/mo
▼ 0.25% · 3.875%
HK$223,269
−HK$6,843/mo
Today · 4.125%
HK$230,112
baseline
▲ 0.50% · 4.625%
HK$244,113
+HK$14,001/mo
Deposit HK$5.28M · loan HK$47.48M · min. income ≈ HK$460,224/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,891
−HK$13,015/mo
▼ 0.25% · 3.875%
HK$247,352
−HK$6,554/mo
Today · 4.125%
HK$253,906
baseline
▲ 0.50% · 4.625%
HK$267,289
+HK$13,383/mo
Deposit HK$5.28M · loan HK$47.48M · min. income ≈ HK$507,812/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,112 · Scale 2, in force from 26 Feb 2026)