LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,303
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$124,045
−HK$3,802/mo
Today · 4.125%
HK$127,847
baseline
▲ 0.50% · 4.625%
HK$135,626
+HK$7,779/mo
Deposit HK$26.38M · loan HK$26.38M · min. income ≈ HK$255,694/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,836
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$137,425
−HK$3,642/mo
Today · 4.125%
HK$141,067
baseline
▲ 0.50% · 4.625%
HK$148,503
+HK$7,436/mo
Deposit HK$26.38M · loan HK$26.38M · min. income ≈ HK$282,134/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,364
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,854
−HK$4,563/mo
Today · 4.125%
HK$153,417
baseline
▲ 0.50% · 4.625%
HK$162,752
+HK$9,335/mo
Deposit HK$21.10M · loan HK$31.66M · min. income ≈ HK$306,834/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,603
−HK$8,677/mo
▼ 0.25% · 3.875%
HK$164,910
−HK$4,370/mo
Today · 4.125%
HK$169,280
baseline
▲ 0.50% · 4.625%
HK$178,203
+HK$8,923/mo
Deposit HK$21.10M · loan HK$31.66M · min. income ≈ HK$338,560/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,424
−HK$10,562/mo
▼ 0.25% · 3.875%
HK$173,663
−HK$5,323/mo
Today · 4.125%
HK$178,986
baseline
▲ 0.50% · 4.625%
HK$189,877
+HK$10,891/mo
Deposit HK$15.83M · loan HK$36.93M · min. income ≈ HK$357,972/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,370
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$192,396
−HK$5,097/mo
Today · 4.125%
HK$197,493
baseline
▲ 0.50% · 4.625%
HK$207,904
+HK$10,411/mo
Deposit HK$15.83M · loan HK$36.93M · min. income ≈ HK$394,986/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,546
−HK$13,579/mo
▼ 0.25% · 3.875%
HK$223,281
−HK$6,844/mo
Today · 4.125%
HK$230,125
baseline
▲ 0.50% · 4.625%
HK$244,127
+HK$14,002/mo
Deposit HK$5.28M · loan HK$47.48M · min. income ≈ HK$460,250/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,905
−HK$13,015/mo
▼ 0.25% · 3.875%
HK$247,366
−HK$6,554/mo
Today · 4.125%
HK$253,920
baseline
▲ 0.50% · 4.625%
HK$267,305
+HK$13,385/mo
Deposit HK$5.28M · loan HK$47.48M · min. income ≈ HK$507,840/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,240 · Scale 2, in force from 26 Feb 2026)