LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,312
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$124,054
−HK$3,802/mo
Today · 4.125%
HK$127,856
baseline
▲ 0.50% · 4.625%
HK$135,636
+HK$7,780/mo
Deposit HK$26.38M · loan HK$26.38M · min. income ≈ HK$255,712/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,845
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,435
−HK$3,642/mo
Today · 4.125%
HK$141,077
baseline
▲ 0.50% · 4.625%
HK$148,513
+HK$7,436/mo
Deposit HK$26.38M · loan HK$26.38M · min. income ≈ HK$282,154/mo (50% DSR)
Upfront cash ≈ HK$28.62M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,374
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,865
−HK$4,562/mo
Today · 4.125%
HK$153,427
baseline
▲ 0.50% · 4.625%
HK$162,763
+HK$9,336/mo
Deposit HK$21.10M · loan HK$31.66M · min. income ≈ HK$306,854/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,615
−HK$8,677/mo
▼ 0.25% · 3.875%
HK$164,922
−HK$4,370/mo
Today · 4.125%
HK$169,292
baseline
▲ 0.50% · 4.625%
HK$178,216
+HK$8,924/mo
Deposit HK$21.10M · loan HK$31.66M · min. income ≈ HK$338,584/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,436
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$173,676
−HK$5,323/mo
Today · 4.125%
HK$178,999
baseline
▲ 0.50% · 4.625%
HK$189,890
+HK$10,891/mo
Deposit HK$15.83M · loan HK$36.93M · min. income ≈ HK$357,998/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,384
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$192,409
−HK$5,098/mo
Today · 4.125%
HK$197,507
baseline
▲ 0.50% · 4.625%
HK$207,918
+HK$10,411/mo
Deposit HK$15.83M · loan HK$36.93M · min. income ≈ HK$395,014/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,561
−HK$13,580/mo
▼ 0.25% · 3.875%
HK$223,297
−HK$6,844/mo
Today · 4.125%
HK$230,141
baseline
▲ 0.50% · 4.625%
HK$244,145
+HK$14,004/mo
Deposit HK$5.28M · loan HK$47.49M · min. income ≈ HK$460,282/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,922
−HK$13,016/mo
▼ 0.25% · 3.875%
HK$247,383
−HK$6,555/mo
Today · 4.125%
HK$253,938
baseline
▲ 0.50% · 4.625%
HK$267,324
+HK$13,386/mo
Deposit HK$5.28M · loan HK$47.49M · min. income ≈ HK$507,876/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,399 · Scale 2, in force from 26 Feb 2026)