LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,032
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,406
−HK$380/mo
Today · 4.125%
HK$12,786
baseline
▲ 0.50% · 4.625%
HK$13,564
+HK$778/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,572/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,385
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,744
−HK$365/mo
Today · 4.125%
HK$14,109
baseline
▲ 0.50% · 4.625%
HK$14,852
+HK$743/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,218/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,438
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,887
−HK$457/mo
Today · 4.125%
HK$15,344
baseline
▲ 0.50% · 4.625%
HK$16,277
+HK$933/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,688/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,063
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,493
−HK$437/mo
Today · 4.125%
HK$16,930
baseline
▲ 0.50% · 4.625%
HK$17,823
+HK$893/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,860/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,845
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,369
−HK$532/mo
Today · 4.125%
HK$17,901
baseline
▲ 0.50% · 4.625%
HK$18,990
+HK$1,089/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,802/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,740
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,242
−HK$510/mo
Today · 4.125%
HK$19,752
baseline
▲ 0.50% · 4.625%
HK$20,793
+HK$1,041/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,504/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,658
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,331
−HK$685/mo
Today · 4.125%
HK$23,016
baseline
▲ 0.50% · 4.625%
HK$24,416
+HK$1,400/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,032/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,094
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,740
−HK$655/mo
Today · 4.125%
HK$25,395
baseline
▲ 0.50% · 4.625%
HK$26,734
+HK$1,339/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$50,790/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,724 · Scale 2, in force from 26 Feb 2026)