LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,330
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,073
−HK$3,803/mo
Today · 4.125%
HK$127,876
baseline
▲ 0.50% · 4.625%
HK$135,657
+HK$7,781/mo
Deposit HK$26.39M · loan HK$26.39M · min. income ≈ HK$255,752/mo (50% DSR)
Upfront cash ≈ HK$28.63M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,866
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,456
−HK$3,642/mo
Today · 4.125%
HK$141,098
baseline
▲ 0.50% · 4.625%
HK$148,536
+HK$7,438/mo
Deposit HK$26.39M · loan HK$26.39M · min. income ≈ HK$282,196/mo (50% DSR)
Upfront cash ≈ HK$28.63M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,396
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$148,887
−HK$4,564/mo
Today · 4.125%
HK$153,451
baseline
▲ 0.50% · 4.625%
HK$162,788
+HK$9,337/mo
Deposit HK$21.11M · loan HK$31.66M · min. income ≈ HK$306,902/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,639
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$164,947
−HK$4,371/mo
Today · 4.125%
HK$169,318
baseline
▲ 0.50% · 4.625%
HK$178,243
+HK$8,925/mo
Deposit HK$21.11M · loan HK$31.66M · min. income ≈ HK$338,636/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,462
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$173,702
−HK$5,324/mo
Today · 4.125%
HK$179,026
baseline
▲ 0.50% · 4.625%
HK$189,919
+HK$10,893/mo
Deposit HK$15.83M · loan HK$36.94M · min. income ≈ HK$358,052/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,412
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$192,439
−HK$5,099/mo
Today · 4.125%
HK$197,538
baseline
▲ 0.50% · 4.625%
HK$207,950
+HK$10,412/mo
Deposit HK$15.83M · loan HK$36.94M · min. income ≈ HK$395,076/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,594
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$223,331
−HK$6,845/mo
Today · 4.125%
HK$230,176
baseline
▲ 0.50% · 4.625%
HK$244,182
+HK$14,006/mo
Deposit HK$5.28M · loan HK$47.49M · min. income ≈ HK$460,352/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,959
−HK$13,018/mo
▼ 0.25% · 3.875%
HK$247,421
−HK$6,556/mo
Today · 4.125%
HK$253,977
baseline
▲ 0.50% · 4.625%
HK$267,364
+HK$13,387/mo
Deposit HK$5.28M · loan HK$47.49M · min. income ≈ HK$507,954/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,242,741 · Scale 2, in force from 26 Feb 2026)