LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,034
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,408
−HK$380/mo
Today · 4.125%
HK$12,788
baseline
▲ 0.50% · 4.625%
HK$13,567
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,576/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,387
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,746
−HK$365/mo
Today · 4.125%
HK$14,111
baseline
▲ 0.50% · 4.625%
HK$14,855
+HK$744/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,222/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,441
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,890
−HK$456/mo
Today · 4.125%
HK$15,346
baseline
▲ 0.50% · 4.625%
HK$16,280
+HK$934/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,692/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,065
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,496
−HK$437/mo
Today · 4.125%
HK$16,933
baseline
▲ 0.50% · 4.625%
HK$17,825
+HK$892/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,866/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,847
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,371
−HK$533/mo
Today · 4.125%
HK$17,904
baseline
▲ 0.50% · 4.625%
HK$18,993
+HK$1,089/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,808/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,742
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,245
−HK$510/mo
Today · 4.125%
HK$19,755
baseline
▲ 0.50% · 4.625%
HK$20,796
+HK$1,041/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,510/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$684/mo
Today · 4.125%
HK$23,019
baseline
▲ 0.50% · 4.625%
HK$24,420
+HK$1,401/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,038/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,097
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$655/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,738
+HK$1,339/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,741 · Scale 2, in force from 26 Feb 2026)